This is usually earlier than the day on which you graduate. A job-seeking graduate writes about her past experience claiming Universal Credit. Universal Credit. You can apply for Universal Credit if you are on a low income or unemployed. you’ve lost your job and have no income. UC is for people on a low enough income, whether they are in or out of work. You may be able to claim Universal Credit whilst you are receiving education if you are: • in non-advanced education, under the age of 21 (or are 21 and reached that age while studying) and you are without parental support (see below); If you are a student, you can only claim Universal Credit if: You are under 21, taking a course that leading to a qualification at the same level as or below A levels (such as Scottish Highers, NVQ up to level 3) and you do not and cannot live with your parents; or Can full-time students claim Universal Credit? A claim for Universal Credit will mean losing any of the above legacy benefits you are currently getting. You can find out if you live in a Universal Credit area by visiting the Universal Credit Info website and entering your postcode. Whether you can claim Universal Credit depends on your circumstances and where you live. The graduate market can be brutal and there will be lots of other graduates who are in a similar position to you. It’s no secret Universal Credit has attracted lots of criticism recently. Not all students are eligible to claim Universal Credit. It might be worth claiming Universal Credit if: you’re struggling to pay the bills. how come I cannot claim benefits? There are exceptions. There have been numerous reports of computer system and management failures , delays of up to 12 weeks for first payments forcing bereft claimants to turn to food banks in order to survive. Universal Credit will assess your student income based on any student income you would be entitled to, whether you choose to not to apply or accept it. Housing Benefit you will be told to claim Universal Credit instead. your income has dropped but you’re still working. Students are back to University and will need their loans to see them through more than ever. From then on, if you’re seeking work or on a low income, you can claim Universal Credit until you start the first year of your Foundation Programme. You can find out about eligibility here. Universal Credit is a benefit paid to people seeking work or working on a low income. Scrap student loan interest and extend payback time Universal Credit or JSA A graduate thinking about claiming JSA Benefits after University Homeless, pregnant and student (graduate in 2 months time) Who can get Universal Credit. And it won’t last forever – it’s just a stop-gap solution while you work on your grand plan! Student income will very likely cause a deduction to your Universal Credit. Universal Credit is a benefit you can claim if you’re on a low income or unemployed. Universal Credit is a benefit available to those who need help with a whole range of living costs. You will usually only be able to claim Universal Credit if you are aged 18 or over, but some people aged 16 or 17 can get it, depending on their circumstances. Which students can claim Universal Credit? Most students cannot claim universal credit (UC) and are expected to rely on student funding together with any other income, such as that from work or parents. Your circumstances You can apply for Universal Credit if you are on a low income or unemployed.

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